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PPS Insurance for Professionals

PPS - Professional Provident Society

The Professional Provident Society (PPS) is the largest multi-disciplinary group of graduate professionals in the world, offering a comprehensive suite of personal risk cover and healthcare solutions specifically tailored to meet their needs.

Professional Provident Society (PPS) offers:

  • Sickness and Permanent Incapacity Income benefits
  • Life Cover - Term or Whole Life
  • Critical Illness and Physical Impairment benefits
  • Medical Aid Scheme (Profmed)
  • Retirement Annuity Scheme (RA's)
  • All surplus income and profits from investments (tax free)

New Benefits:

  • PPS Professional Life Provider
  • PPS Professional Health Provider
  • PPS Investments
The Professional Provident Society (PPS) of South Africa is a unique insurance company catering for the needs of graduate professionals. With its 150,000+ membership base, PPS is the largest multi-disciplinary group of professionals in the world. All PPS members have access to a comprehensive suite of personal risk cover solutions specifically tailored to meet their needs.

The Professional Provident Society of South Africa (PPS) offers cover exclusively to graduate professionals and belongs entirely to its members. With the support of your fellow professionals, you have effective and meaningful cover with respect to sickness and incapacity, death and retirement. Furthermore, given the group's low claims experience and administration costs as well as enviable investment success, you will enjoy some of the lowest premiums and the finest returns available. Do you qualify for membership of PPS Limited? Membership of PPS Limited is open to professional graduates under the age of 51 who hold a four-year degree or the equivalent thereof such as an honours degree, masters, M.Tech or D.Tech degree, and who are working for example in the medical, legal, dentistry accountancy or engineering fields.

What makes the PPS Group unique?

  • They are owned exclusively by their policyholders.
  • They are managed by a Board made up of policyholders and representatives from professional associations.
  • They have over 150,000+ graduate professional policyholders.
  • Their policyholders benefit from all surplus income and profits from investments.
  • Their benefit rates are extremely competitive.
  • Your surplus rebate lump sum on retirement or resignation is completely tax-free.
  • Policyholders under 30 may pay a reduced premium rate on Ordinary Benefit Options.
  • The premium rate applicable at the date of application is fixed throughout your policy term.

Click here for information on PPS membership, New Benefits, PPS Retirement Annuities (RA's) and Profmed


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